Poulsbo - Kingston - Silverdale - Bremerton
Poulsbo - Kingston - Silverdale - Bremerton
Terry Burns - Associate Broker
Direct: 360-649-3335  |  Office: 360-779-5205  |  Email: terryburns@windermere.com

You are a first time home buyer if you have not owned AND occupied a primary residence at any time in the last 3 years.

 Learn about the programs available from the Washington State Housing Finance Commission.


and


· Loan Programs, Credit Issues, Getting Qualified

· Working with a Realtor, Steps to Home Ownership, Home Selection

· Home Ownership Advantages/Disadvantages, Negotiations, Agency Law


Next Classes

September 25th at     
MontClair Park

1250 NE Lincoln Road, Poulsbo, WA

For Reservations and directions call: Terry Burns @ (360) 649-3335

Lunch and Beverages Provided

 

 Homeownership IS  Possible!
 
The Washington State Housing Finance Commission helps first-time Homebuyers purchase their first home.
 
The Commission's Homeownership Division helps make the American Dream possible for first-time homebuyers of low and moderate incomes.  Our programs address the unique purchasing needs of people in a variety of circumstances.
Q: How do I become a Homeowner?

A: Getting started is easy!  As a first-time homebuyer, you need to know the steps to homeownership.

1. You must attend a FREE Commission-sponsored Homebuyer Education seminar providing you with the steps to buying your first home.  You will receive a certificate upon completion of the class, valid for two years.  This will be a requirement of your loan process.

2. Contact a Commission-trained loan officer to see what you will qualify for.  They can find the right loan type that will work with our programs.  They also know the income and acquisition cost limits we require.

3.  Once you know how much you qualify for, it is time to look for a home.  Your lender and real estate professional will work with you to locate and finance a home of your own.


Free Homebuyer Education Seminars

Terry Burns of Windermere and Guild Mortgage will partner to help first time homebuyers learn how to purchase a home. Seminars are free and open to the public. Participants learn about WSHFC's low-interest rate House Key program, down payment assistance and a variety of other affordable housing loan programs. Sponsored by:

                                           
 

Kitsap County Homes that qualify! 

Homes You CAN Afford

Powered by Windermere Real Estate/West Sound Inc.
Primary Listing Image for MLS#: 21264
 
MLS#: 21264
Edgewater Estates
$245,900
1726 NW Mulholland Blvd Poulsbo, WA 98370
Property Type:
Residential
Bedrooms:
2
Bathrooms:
1.75
SQFT:
1,523
Year Built:
1984
View:
Yes
Pending
Listing Courtesy NWMLS
#1 of 25
View Listing Details
 
Primary Listing Image for MLS#: 40237
 
MLS#: 40237
Eglon
$245,000
8000 NE Bayberry Lane Kingston, WA 98346
Property Type:
Residential
Bedrooms:
2
Bathrooms:
1.5
SQFT:
1,056
Year Built:
1990
Active
Listing Courtesy NWMLS
#2 of 25
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Primary Listing Image for MLS#: 28480
 
MLS#: 28480
Kingston
$239,000
24275 Taree Dr NE Kingston, WA 98346
Property Type:
Residential
Bedrooms:
3
Bathrooms:
2.5
SQFT:
1,571
Year Built:
2002
View:
Yes
Pending
Listing Courtesy NWMLS
#3 of 25
View Listing Details
 
Primary Listing Image for MLS#: 93099
 
MLS#: 93099
Poulsbo
$225,000
511 NE Surfcrest Ave Poulsbo, WA 98370
Property Type:
Residential
Bedrooms:
3
Bathrooms:
1.5
SQFT:
1,375
Year Built:
1964
View:
Yes
Active
Listing Courtesy NWMLS
#4 of 25
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Primary Listing Image for MLS#: 29116
 
MLS#: 29116
Jefferson Beach
$224,950
20912 Jefferson Beach Rd NE Kingston, WA 98463
Property Type:
Residential
Bedrooms:
3
Bathrooms:
2.0
SQFT:
2,117
Year Built:
1966
View:
Yes
Active
Listing Courtesy NWMLS
#5 of 25
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Primary Listing Image for MLS#: 12667
 
MLS#: 12667
Shorewood
$219,500
5473 NE Birch Ct Hansville, WA 98340
Property Type:
Residential
Bedrooms:
3
Bathrooms:
2.0
SQFT:
1,501
Year Built:
1998
Active
Listing Courtesy NWMLS
#6 of 25
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Primary Listing Image for MLS#: 92259
 
MLS#: 92259
Driftwood Key
$219,000
38269 Buck Rd NE Hansville, WA 98340
Property Type:
Residential
Bedrooms:
2
Bathrooms:
1.75
SQFT:
1,739
Year Built:
1992
View:
Yes
Pending - Bank Owned
Listing Courtesy NWMLS
#7 of 25
View Listing Details
 
Primary Listing Image for MLS#: 82438
 
MLS#: 82438
Gamblewood
$214,900
6700 NE Silver Springs Lane Poulsbo, WA 98370
Property Type:
Residential
Bedrooms:
3
Bathrooms:
1.75
SQFT:
1,296
Year Built:
2000
Active
Listing Courtesy NWMLS
#8 of 25
View Listing Details
 
Primary Listing Image for MLS#: 72999
 
MLS#: 72999
Edgewater Estates
$212,000
2345 NW Mulholland Blvd Poulsbo, WA 98370
Property Type:
Residential
Bedrooms:
3
Bathrooms:
2.0
SQFT:
1,136
Year Built:
1977
View:
Yes
Active
Listing Courtesy NWMLS
#9 of 25
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Primary Listing Image for MLS#: 48509
 
MLS#: 48509
Shorewood
$205,000
5218 NE Ponderosa Dr Hansville, WA 98340
Property Type:
Residential
Bedrooms:
2
Bathrooms:
2.0
SQFT:
1,008
Year Built:
1990
View:
Yes
Active
Listing Courtesy NWMLS
#10 of 25
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Primary Listing Image for MLS#: 64373
 
MLS#: 64373
Jefferson Beach
$199,975
20376 NE Paul Place Kingston, WA 98346
Property Type:
Residential , Manufactured Home
Bedrooms:
3
Bathrooms:
2.75
SQFT:
1,470
Year Built:
1994
Active
Listing Courtesy NWMLS
#11 of 25
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Primary Listing Image for MLS#: 94876
 
MLS#: 94876
Jefferson Beach
$199,000
12568 NE Munson St Kingston, WA 98346
Property Type:
Residential , Manufactured Home
Bedrooms:
2
Bathrooms:
2.0
SQFT:
1,512
Year Built:
2003
View:
Yes
Active
Listing Courtesy NWMLS
#12 of 25
View Listing Details
 
Primary Listing Image for MLS#: 29166551
 
MLS#: 29166551
Breidablik
$199,000
699 NE Erikson Lane Poulsbo, WA 98370
Property Type:
Residential , Manufactured Home
Bedrooms:
3
Bathrooms:
1.75
SQFT:
1,352
Year Built:
1985
View:
Yes
Active - Short Sale
Listing Courtesy NWMLS
#13 of 25
View Listing Details
 
Primary Listing Image for MLS#: 29120693
 
MLS#: 29120693
Gamblewood
$197,999
26968 Wagner Cir NE Kingston, WA 98346
Property Type:
Residential
Bedrooms:
3
Bathrooms:
2.5
SQFT:
1,586
Year Built:
1994
View:
Yes
Active - Short Sale
Listing Courtesy NWMLS
#14 of 25
View Listing Details
 
Primary Listing Image for MLS#: 35705
 
MLS#: 35705
Kingston
$195,000
32704 Old Hansville Rd NE Kingston, WA 98346
Property Type:
Residential , Manufactured Home
Bedrooms:
3
Bathrooms:
1.75
SQFT:
1,344
Year Built:
1983
View:
Yes
Active
Listing Courtesy NWMLS
#15 of 25
View Listing Details
 
Primary Listing Image for MLS#: 87175
 
MLS#: 87175
Jefferson Beach
$194,000
12420 NE Paul Dr Kingston, WA 98346
Property Type:
Residential , Manufactured Home
Bedrooms:
3
Bathrooms:
2.0
SQFT:
1,782
Year Built:
2004
Active
Listing Courtesy NWMLS
#16 of 25
View Listing Details
 
Primary Listing Image for MLS#: 60552
 
MLS#: 60552
Kingston
$189,900
24160 Medura Dr NE Kingston, WA 98346
Property Type:
Residential
Bedrooms:
4
Bathrooms:
1.75
SQFT:
1,518
Year Built:
1992
Active - Bank Owned
Listing Courtesy NWMLS
#17 of 25
View Listing Details
 
Primary Listing Image for MLS#: 81892
 
MLS#: 81892
Poulsbo
$188,000
767 NW Applebrook Lane Poulsbo, WA 98370
Property Type:
Residential
Bedrooms:
2
Bathrooms:
2.0
SQFT:
1,336
Year Built:
1993
View:
Yes
Active - Short Sale
Listing Courtesy NWMLS
#18 of 25
View Listing Details
 
Primary Listing Image for MLS#: 17679
 
MLS#: 17679
Kingston
$175,000
10643 NE West Kingston Kingston, WA 98346
Property Type:
Residential
Bedrooms:
2
Bathrooms:
1.0
SQFT:
1,092
Year Built:
1961
View:
Yes
Active
Listing Courtesy NWMLS
#19 of 25
View Listing Details
 
Primary Listing Image for MLS#: 29169548
 
MLS#: 29169548
Breidablik
$175,000
26640 Breidablik Place NW Poulsbo, WA 98370
Property Type:
Residential , Manufactured Home
Bedrooms:
3
Bathrooms:
2.0
SQFT:
1,848
Year Built:
2001
View:
Yes
Pending
Listing Courtesy NWMLS
#20 of 25
View Listing Details
 
Primary Listing Image for MLS#: 76296
 
MLS#: 76296
Gamblewood
$162,500
26918 Wagner Circle NE Kingston, WA 98346
Property Type:
Residential
Bedrooms:
4
Bathrooms:
2.0
SQFT:
1,300
Year Built:
1975
Active
Listing Courtesy NWMLS
#21 of 25
View Listing Details
 
Primary Listing Image for MLS#: 31469
 
MLS#: 31469
Kingston
$160,000
27474 Baywood Dr NE Kingston, WA 98346
Property Type:
Residential , Manufactured Home
Bedrooms:
3
Bathrooms:
2.0
SQFT:
1,066
Year Built:
1992
Waterfront:
Yes
Active
Listing Courtesy NWMLS
#22 of 25
View Listing Details
 
Primary Listing Image for MLS#: 89739
 
MLS#: 89739
Poulsbo
$150,000
27249 Big Valley Rd NE Poulsbo, WA 98370
Property Type:
Residential , Manufactured Home
Bedrooms:
2
Bathrooms:
1.75
SQFT:
1,344
Year Built:
1980
Active
Listing Courtesy NWMLS
#23 of 25
View Listing Details
 
Primary Listing Image for MLS#: 91425
 
MLS#: 91425
Shorewood
$130,502
36990 Madrona Blvd NE Hansville, WA 98340
Property Type:
Residential
Bedrooms:
2
Bathrooms:
1.0
SQFT:
2,356
Year Built:
1981
Active - Bank Owned
Listing Courtesy NWMLS
#24 of 25
View Listing Details
 
Primary Listing Image for MLS#: 29164510
 
MLS#: 29164510
Gamblewood
$99,900
27299 Baywood Dr NE Kingston, WA 98346
Property Type:
Residential
Bedrooms:
3
Bathrooms:
2.0
SQFT:
1,724
Year Built:
1987
Pending - Bank Owned
Listing Courtesy NWMLS
#25 of 25
View Listing Details
 

More Homes For You

Powered by Windermere Real Estate/West Sound Inc.
Primary Listing Image for MLS#: 64249
 
MLS#: 64249
Island Lake
$249,500
12805 Lakeview Ave NW Poulsbo, WA 98370
Property Type:
Residential
Bedrooms:
4
Bathrooms:
2.0
SQFT:
1,618
Year Built:
1990
Pending Inspection
Listing Courtesy NWMLS
#1 of 31
View Listing Details
 
Primary Listing Image for MLS#: 29124220
 
MLS#: 29124220
Poulsbo
$239,500
20897 NE Melson Lane Poulsbo, WA 98370
Property Type:
Residential , Manufactured Home
Bedrooms:
2
Bathrooms:
2.0
SQFT:
1,990
Year Built:
1982
Active
Listing Courtesy NWMLS
#2 of 31
View Listing Details
 
Primary Listing Image for MLS#: 63569
 
MLS#: 63569
Suquamish
$239,000
18553 5th Ave NE Suquamish, WA 98392
Property Type:
Residential
Bedrooms:
2
Bathrooms:
2.5
SQFT:
1,664
Year Built:
1983
Active
Listing Courtesy NWMLS
#3 of 31
View Listing Details
 
Primary Listing Image for MLS#: 62896
 
MLS#: 62896
Poulsbo
$230,000
15802 Viking Wy NW Poulsbo, WA 98370
Property Type:
Residential
Bedrooms:
3
Bathrooms:
1.75
SQFT:
950
Year Built:
1947
Active
Listing Courtesy NWMLS
#4 of 31
View Listing Details
 
Primary Listing Image for MLS#: 61745
 
MLS#: 61745
Island Lake
$225,000
13191 Beech Ave NW Poulsbo, WA 98370
Property Type:
Residential
Bedrooms:
2
Bathrooms:
1.5
SQFT:
1,486
Year Built:
1989
Active
Listing Courtesy NWMLS
#5 of 31
View Listing Details
 
Primary Listing Image for MLS#: 80099
 
MLS#: 80099
Poulsbo
$225,000
18579 NE Vaughn Milton Lp Poulsbo, WA 98370
Property Type:
Residential
Bedrooms:
4
Bathrooms:
1.75
SQFT:
1,221
Year Built:
1997
View:
Yes
Active
Listing Courtesy NWMLS
#6 of 31
View Listing Details
 
Primary Listing Image for MLS#: 86671
 
MLS#: 86671
Island Lake
$225,000
13170 Dogwood Ave NW Poulsbo, WA 98370
Property Type:
Residential
Bedrooms:
3
Bathrooms:
2.0
SQFT:
1,480
Year Built:
1984
Pending
Listing Courtesy NWMLS
#7 of 31
View Listing Details
 
Primary Listing Image for MLS#: 29148295
 
MLS#: 29148295
Poulsbo
$224,950
17505 Johnson Rd Poulsbo, WA 98370
Property Type:
Residential
Bedrooms:
1
Bathrooms:
1.0
SQFT:
577
Year Built:
1935
View:
Yes
Active
Listing Courtesy NWMLS
#8 of 31
View Listing Details
 
Primary Listing Image for MLS#: 89446
 
MLS#: 89446
Suquamish
$224,900
6565 Prospect NE Suquamish, WA 98392
Property Type:
Residential
Bedrooms:
3
Bathrooms:
2.5
SQFT:
1,500
Year Built:
2001
Active
Listing Courtesy NWMLS
#9 of 31
View Listing Details
 
Primary Listing Image for MLS#: 88127
 
MLS#: 88127
Poulsbo
$222,000
18634 NE Vaughn Milton Lp Poulsbo, WA 98370
Property Type:
Residential
Bedrooms:
3
Bathrooms:
1.5
SQFT:
1,168
Year Built:
1997
View:
Yes
Active
Listing Courtesy NWMLS
#10 of 31
View Listing Details
 
Primary Listing Image for MLS#: 26388
 
MLS#: 26388
Island Lake
$220,000
13097 Fir Ave NW Poulsbo, WA 98370
Property Type:
Residential
Bedrooms:
3
Bathrooms:
2.5
SQFT:
2,051
Year Built:
2007
View:
Yes
Active - Short Sale
Listing Courtesy NWMLS
#11 of 31
View Listing Details
 
Primary Listing Image for MLS#: 89749
 
MLS#: 89749
Breidablick
$219,900
29688 Beach Drive Poulsbo, WA 98370
Property Type:
Residential
Bedrooms:
3
Bathrooms:
1.5
SQFT:
1,278
Year Built:
1994
Active
Listing Courtesy NWMLS
#12 of 31
View Listing Details
 
Primary Listing Image for MLS#: 52083
 
MLS#: 52083
Island Lake
$215,000
12821 Cedar Ave NW Poulsbo, WA 98370
Property Type:
Residential
Bedrooms:
3
Bathrooms:
2.0
SQFT:
1,416
Year Built:
1986
Active
Listing Courtesy NWMLS
#13 of 31
View Listing Details
 
Primary Listing Image for MLS#: 35711
 
MLS#: 35711
Poulsbo
$199,950
19905 4th Ave NE #B Poulsbo, WA 98370
Property Type:
Residential , Townhouse
Bedrooms:
2
Bathrooms:
2.5
SQFT:
1,288
Year Built:
1993
View:
Yes
Active
Listing Courtesy NWMLS
#14 of 31
View Listing Details
 
Primary Listing Image for MLS#: 89550
 
MLS#: 89550
Poulsbo
$194,900
1074 NW Liberty Rd Poulsbo, WA 98370
Property Type:
Residential , Manufactured Home
Bedrooms:
3
Bathrooms:
2.0
SQFT:
1,512
Year Built:
1993
View:
Yes
Active
Listing Courtesy NWMLS
#15 of 31
View Listing Details
 
Primary Listing Image for MLS#: 33982
 
MLS#: 33982
Suquamish
$192,000
18507 4th Ave NE Suquamish, WA 98392
Property Type:
Residential
Bedrooms:
3
Bathrooms:
2.0
SQFT:
1,338
Year Built:
2003
View:
Yes
Active
Listing Courtesy NWMLS
#16 of 31
View Listing Details
 
Primary Listing Image for MLS#: 45829
 
MLS#: 45829
Miller Bay Estates
$189,900
8240 NE Seawind Ave Poulsbo, WA 98370
Property Type:
Residential
Bedrooms:
3
Bathrooms:
1.25
SQFT:
1,020
Year Built:
1978
Active
Listing Courtesy NWMLS
#17 of 31
View Listing Details
 
Primary Listing Image for MLS#: 51655
 
MLS#: 51655
Poulsbo
$189,500
123 Myreboe St #D Poulsbo, WA 98370
Property Type:
Residential , Townhouse
Bedrooms:
2
Bathrooms:
1.5
SQFT:
845
Year Built:
1993
Active
Listing Courtesy NWMLS
#18 of 31
View Listing Details
 
Primary Listing Image for MLS#: 90481
 
MLS#: 90481
Suquamish
$189,000
6625 NE Maple St Suquamish, WA 98392
Property Type:
Residential
Bedrooms:
3
Bathrooms:
1.0
SQFT:
1,036
Year Built:
1976
Active
Listing Courtesy NWMLS
#19 of 31
View Listing Details
 
Primary Listing Image for MLS#: 93940
 
MLS#: 93940
Suquamish
$189,000
18902 Park Blvd Suquamish, WA 98392
Property Type:
Residential
Bedrooms:
2
Bathrooms:
0.75
SQFT:
1,304
Year Built:
1918
Pending
Listing Courtesy NWMLS
#20 of 31
View Listing Details
 
Primary Listing Image for MLS#: 43296
 
MLS#: 43296
Miller Bay Estates
$187,500
22295 Sunridge Wy NE Poulsbo, WA 98370
Property Type:
Residential , Manufactured Home
Bedrooms:
3
Bathrooms:
2.0
SQFT:
1,200
Year Built:
1999
Active
Listing Courtesy NWMLS
#21 of 31
View Listing Details
 
Primary Listing Image for MLS#: 59891
 
MLS#: 59891
Suquamish
$176,000
6550 NE South St Suquamish, WA 98392
Property Type:
Residential
Bedrooms:
3
Bathrooms:
2.75
SQFT:
1,428
Year Built:
1994
View:
Yes
Active
Listing Courtesy NWMLS
#22 of 31
View Listing Details
 
Primary Listing Image for MLS#: 14471
 
MLS#: 14471
Poulsbo
$175,000
989 Sol Vei NE Poulsbo, WA 98370
Property Type:
Residential
Bedrooms:
3
Bathrooms:
1.0
SQFT:
1,144
Year Built:
1976
Active
Listing Courtesy NWMLS
#23 of 31
View Listing Details
 
Primary Listing Image for MLS#: 29101788
 
MLS#: 29101788
Poulsbo
$175,000
186 NE Union St Poulsbo, WA 98370
Property Type:
Residential , Townhouse
Bedrooms:
3
Bathrooms:
1.5
SQFT:
1,034
Year Built:
1990
Pending Inspection - Short Sale
Listing Courtesy NWMLS
#24 of 31
View Listing Details
 
Primary Listing Image for MLS#: 78001
 
MLS#: 78001
Poulsbo
$159,950
123 Myreboe St Poulsbo, WA 98370
Property Type:
Residential
Bedrooms:
2
Bathrooms:
1.5
SQFT:
845
Year Built:
1993
Active
Listing Courtesy NWMLS
#25 of 31
View Listing Details
 
Primary Listing Image for MLS#: 33026
 
MLS#: 33026
Poulsbo
$159,900
869 NW Karkainen Lane Poulsbo, WA 98370
Property Type:
Residential
Bedrooms:
3
Bathrooms:
1.0
SQFT:
1,000
Year Built:
1907
Active
Listing Courtesy NWMLS
#26 of 31
View Listing Details
 

Open House Scheduled

Primary Listing Image for MLS#: 2693
 
MLS#: 2693
Ridgetop
$149,500
13151 Lakeridge Cir NW Silverdale, WA 98383
Property Type:
Residential , Townhouse
Bedrooms:
3
Bathrooms:
1.5
SQFT:
1,339
Year Built:
1990
Active
Listing Courtesy NWMLS
#27 of 31
View Listing Details
 
Primary Listing Image for MLS#: 83385
 
MLS#: 83385
Chief Seattle Park
$145,500
18450 Division Ave NE Suquamish, WA 98392
Property Type:
Residential
Bedrooms:
2
Bathrooms:
1.0
SQFT:
676
Year Built:
1947
Active - Short Sale
Listing Courtesy NWMLS
#28 of 31
View Listing Details
 
Primary Listing Image for MLS#: 32014
 
MLS#: 32014
Suquamish
$139,500
6550 MAPLE St NE Suquamish, WA 98392
Property Type:
Residential
Bedrooms:
3
Bathrooms:
1.0
SQFT:
1,038
Year Built:
1976
Pending
Listing Courtesy NWMLS
#29 of 31
View Listing Details
 
Primary Listing Image for MLS#: 37243
 
MLS#: 37243
Suquamish
$129,000
18955 Harris Ave NE Suquamish, WA 98392
Property Type:
Residential
Bedrooms:
2
Bathrooms:
1.75
SQFT:
875
Year Built:
1958
View:
Yes
Active - Short Sale
Listing Courtesy NWMLS
#30 of 31
View Listing Details
 
Primary Listing Image for MLS#: 28852
 
MLS#: 28852
Suquamish
$119,900
6589 NE Center St Suquamish, WA 98392
Property Type:
Residential , Manufactured Home
Bedrooms:
3
Bathrooms:
2.0
SQFT:
1,425
Year Built:
1978
Active
Listing Courtesy NWMLS
#31 of 31
View Listing Details
 
Windermere Real Estate/West Sound Inc. | 18570 Hwy 305 Poulsbo, WA 98370 | Office: 360-779-5205 | Fax: 360-779-9549
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